Living Abroad

Tenancy Deposit Protection in England: What Landlords Must Do and What You Can Expect

2 min read

In this guide
  1. Which tenancies are covered?
  2. Which schemes exist?
  3. Key rules
  4. When should you get it back?
  5. What to do as a newcomer
  6. Common mistakes
  7. FAQ
    1. What happens if my landlord does not protect it?
  8. Key takeaways
  9. Related guides
  10. Sources

Quick answer: In England and Wales, GOV.UK says landlords must protect tenants’ deposits in an approved scheme. The landlord or letting agent must place the deposit in a scheme within 30 days of getting it, and must return it within 10 days of both parties agreeing the amount.

Which tenancies are covered?

GOV.UK says landlords must protect deposits for tenants on an assured periodic tenancy (APT). The page says APTs replaced assured shorthold tenancies on 1 May 2026. Scotland and Northern Ireland have separate schemes.

Which schemes exist?

  • Deposit Protection Service
  • MyDeposits (including deposits previously held by Capita)
  • Tenancy Deposit Scheme

Key rules

Rule GOV.UK
Deadline to protect Within 30 days of getting the deposit
Return of deposit Within 10 days of both parties agreeing the amount
Dispute The deposit stays protected until the dispute is resolved
Holding deposits Do not have to be protected, but once the tenancy starts it becomes a deposit and must be protected
Paid by someone else A deposit paid by a rent deposit scheme or parents must still be protected

When should you get it back?

The deposit is designed to be returned if you meet the tenancy terms, do not damage the property, and pay rent and bills.

What to do as a newcomer

  • Ask which scheme holds your deposit and keep the confirmation.
  • Take dated photos when you move in and out.
  • Read our guide to renting in London for fees and checks.

Common mistakes

  • Not asking for proof that the deposit is protected.
  • Paying a deposit in cash without a receipt.

FAQ

What happens if my landlord does not protect it?

The GOV.UK page we checked does not state the penalties, so read GOV.UK’s section “If your landlord does not protect your deposit”.

Key takeaways

  • 30 days to protect, 10 days to return after agreement.
  • Three approved schemes in England and Wales.
  • Holding deposits become protected deposits when the tenancy starts.

Last updated: October 2026. Rules are changing in England, so check the official page.

Sources

  • GOV.UK: Tenancy deposit protection

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